Definition of debt consolidation: Debt consolidation, a term gaining popularity in financial circles, refers to the process of combining multiple debts into a single, manageable payment. This strategy aims to simplify financial obligations and potentially reduce the overall interest burden. But, is debt consolidation the right choice for you? Let’s explore! Benefits of Debt Consolidation … Read more
As a small business owner, you face the risk of a lawsuit every day. It can cost money, time, your reputation and cause stress. Lawsuits can also put some companies out of business. It may not be possible to avoid every legal claim against your business, but it’s important to limit your risk of a … Read more
BENEFITS OF OUTDOOR PLAY AND ACTIVITIES FOR KIDS You’ve probably heard about the benefits of nature and outdoor play for children. According to the National Wildlife Federation, outdoor play boosts fitness and decreases the risk of childhood obesity, increases focus and academic achievement, reduces stress, and increases feelings of well-being. Spending time outside will help … Read more
Cosmetic products (such as soaps, lotions, face and eye make up, fragrances, etc.) can provoke allergic reactions in some people. Many people suffer from allergies and anyone at any age can develop allergies. Allergic reactions are the immune system’s overreaction to substances that may otherwise be harmless. An allergen can trigger the immune system to … Read more
Fair Labor Standards Act (FLSA) The FLSA establishes minimum wage, overtime pay, recordkeeping, and child labor standards affecting most full-time and part-time workers in the private sector and in federal, state, and local governments. WHD FLSA page Minimum Wage: Generally, employers must pay most employees the federal minimum wage for all hours worked. Overtime: Overtime … Read more
How well are your company’s products and services meeting your customers’ expectations? More importantly, how can you tell? The answer lies in measuring customer satisfaction. Customer satisfaction is a common buzzword thrown around in management and customer service meetings. But too often, it’s discussed in vague terms because there isn’t a single customer satisfaction metric … Read more
Materials and methods Different kinds of beauty and hygiene products were selected between October and November 2017 from various shops in Lecce (Italy), mainly supermarkets with nationwide coverage, beauty shops, and pharmacies as well as online shops. Ingredient information from labels was collected by taking photos in the shops or downloading data sheets from webshops. … Read more
How to read an explanation of benefits (EOB) See what an explanation of benefits looks like (PDF) What’s an explanation of benefits? An explanation of benefits (EOB) shows you the total charges for your visit. An explanation of benefits isn’t a bill. It helps you understand how much your health plan covers, and what you’ll … Read more
In the past twelve months, the country heard story after story of sexual harassment that just one year before might never have been told. The EEOC’s mandate to enforce the nation’s employment discrimination laws affords us a unique perspective and responsibility to address the pervasive problem of sexual harassment to which the rest of the … Read more
As we transition into the spring of 2024, significant changes to tax and Medicaid laws are on the horizon, affecting estate planning and long-term care strategies. At The Law Offices of Lawrence Israeloff, we are committed to providing our clients with the most current and comprehensive guidance to navigate these changes effectively. This year brings … Read more